There are a number of local, State and Federal resources to help guide businesses during the current economic slowdown brought on by the Coronavirus pandemic. We will update these resources as more information and additional programs become available.
NYS Phased Distribution of the Vaccine (1/8/21)
New York State will distribute the COVID-19 vaccine in phases based on need and risk. New Yorkers who are more likely to be exposed to the virus, and who are more likely to become seriously ill if they get COVID-19, will be offered the vaccine first. We are currently in Phase 1a and initial groups from Phase 1b.
Vaccine Eligibility (1/8/21)
Check your eligibilty to receive the vaccine at the link above.
Broome County Health Department – COVID Vaccine (1/8/21)
Local resources and appointment scheduling for eligible individuals.
Economic Recovery Cabinet Town Hall (10/28/20)
An important discussion on how our community can stay open and healthy during the months ahead. Topics included health care, education, workforce development, child care, mental health services and much more.
Speakers included: Assemblywoman Donna Lupardo, Broome County Executive Jason Garnar, City of Binghamton Mayor Rich David, representatives from Congressman Anthony Brindisi and Senator Fred Akshar’s office as well as industry, education and non-profit leaders.
The discussion was moderated by Stacey Duncan, President & CEO of the Chamber and Executive Director of The Agency.
Broome County Reopen Playbook Updated 2/19/21
A Guide for Safe Operations During COVID-19
Resiliency Toolkit for Broome County Businesses Updated 2/19/21
In a recent survey to local businesses, we found that the greatest need for the moment is a centralized source for information related to COVID-19 assistance. The Leadership Alliance (Greater Binghamton Chamber of Commerce and The Agency) has released a Resiliency Toolkit for Broome County Businesses to provide a comprehensive guide to aid businesses in navigating this crisis.
Resources for Re-Opening
For information on the regional re-opening phases and industries, please visit the Governor’s New York Forward website here. For help determining whether or not your business is eligible to reopen, use the reopen lookup tool. Broome County is currently in PHASE 4 of reopening.
Businesses will be required to develop and certify a plan they are following to prevent the spread of COVID-19. For guidance on what kind of protocols to institute in your business, visit the New York Forward website and the CDC website. Per New York State, “This plan does not need to be submitted to a state agency for approval but must be retained on the premises of the business and must made available to the New York State Department of Health (DOH) or local health or safety authorities in the event of an inspection.”
For a list of Chamber member companies that sell or have access to PPE and other re-opening resources, click here. Broome County has also put together this list of vetted vendors for PPE.
Industries Reopening by Phase
Click on the links below for industry specific guidance –
- Phase 1 Industries:
- Phase 2 Industries:
- Phase 3 Industries:
- Phase 4 Industries:
Employer Hiring Toolkit
OSHA Guidance on Cloth Face Coverings – FAQs
NY Forward Business Reopening Lookup Tool
NY Forward Reopening Guide
Regional Monitoring Dashboard
List of Companies That Sell or Have Access to PPE, Other Re-open Resources
Broome County’s List of Vetted Vendors
Downloadable Reopening Flyers
Downloadable Reopening Social Media Graphics: Option 1, Option 2, Option 3, Option 4
Leadership alliance covid-19 economic response, recovery & resiliency task force
The COVID-19 Response, Recovery and Resilience Task Force is a collaboration of industry, government, economic development and non-profit organizations established to address the immediate (0-6 months), short term (6-12 months) and long-term (12-24 months) needs of businesses and non-profit organizations operating in Broome County/Greater Binghamton.
Task Force Community Updates via Zoom
Funding & Programs
The $2 trillion dollar Coronavirus Aid, Relief and Economic Security (CARES) Act provides economic relief to businesses, states and municipalities and individuals affected by COVID-19.
The Paycheck Protection Program (PPP) is part of the Federal Coronavirus Aid, Relief and Economic Security (CARES) Act, a $2 trillion federal stimulus package passed on March 27. The PPP provides loans of up to $10 million to support small businesses and other eligible entities to pay workers, interest on mortgage obligations, rent, insurance, paid sick or medical leave, utilities, and payroll related costs incurred from Feb. 15, 2020 – June 30, 2020. View lenders here.
Economic Injury Disaster Loans and Loan Advance Application
To apply for a COVID-19 Economic Injury Disaster Loan, click here. In response to the Coronavirus (COVID-19) pandemic, small business owners in all U.S. states, Washington D.C., and territories are eligible to apply for an Economic Injury Disaster Loan advance of up to $10,000.
The SBA’s Economic Injury Disaster Loan program provides small businesses with working capital loans of up to $2 million that can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing. The loan advance will provide economic relief to businesses that are currently experiencing a temporary loss of revenue. Funds will be made available within three days of a successful application, and this loan advance will not have to be repaid.
New York Forward Loan Fund
New York Forward Loan Fund (NYFLF) is a new economic recovery loan program aimed at supporting New York State small businesses, nonprofits and small landlords as they reopen after the COVID-19 outbreak and NYS on PAUSE. NYFLF targets the state’s small businesses with 20 or fewer full-time equivalent (FTE) employees (90% of all businesses), nonprofits and small landlords that have seen sharp reduction in rental income.
The Agency – Broome County IDA/LDC
The Agency has created an emergency loan fund for businesses impacted by COVID-19 crisis. Through the Broome County Emergency Loan Fund businesses can receive: no principal and interest payments for 12-months, no equity requirement, associated application and closing fees waived, expedited closing process, and an expedited loan review by the Advisory Loan Committee. There is approximately $1,000,000 in funds available for lending and the interest rate will be at 75% of the prime interest rate at the time the deferral period ends.
BLDC Business Assistance Loan
Through the Binghamton Local Development Corporation (BLDC), the City of Binghamton has established a $350,000 fund to provide up to $15,000 in zero-interest, 12-month deferred repayment loans to local businesses with fewer than 50 employees. To qualify, businesses must demonstrate a reduction in workforce, customer access, production or other operations due to coronavirus.
Town of Union LDC
The Town of Union Local Development Corporation (LDC) is offering a short-term zero percent interest rate National Disaster Assistance Recovery Loan Program to assist small businesses that were hurt economically by the COVID-19 outbreak. Up to $450,000 in funding is available for eligible applicants with loan amounts up to a maximum of $15,000. This loan program is available to small businesses within the geographic boundaries of the Town of Union (including the Villages of Endicott and Johnson City). To apply contact the Town of Union LDC at (607) 786-2945 or email email@example.com.
IRS: Tax Relief Resources
Tax payment deadline extended to July 15, 2020
Treasury and IRS Release FAQs to Help Small and Midsize Businesses Navigate Paid Sick and Family Leave Tax Credits
The U.S. Department of the Treasury and the Internal Revenue Service are offering small and mid-size employers more information on refundable tax credits that reimburse them, dollar-for-dollar, for the cost of providing their employees paid sick and family leave wages related to COVID-19.
COVID-19 Information & Relief for Arts
A list of relief and funding available for Arts organizations.
U.S. Small Business Administration
Coronavirus (COVID-19): Small Business Guidance & Loan Resources
SBA Disaster Loan Online Application
SBA Disaster Loan Paper Application*
*Please note you still need to submit online but this form will serve as a reference piece before applying
Economic Injury Disaster Loans (EIDL) Fact Sheet
SBA to Automatically Defer Existing SBA Disaster Loans
Other resources include the following links
Coronavirus News for Business
Reducing New York’s Massive Tax Burden is Essential to Rebuilding the Economy
NY Small Business Development Center at Binghamton University
Broome County Confirmed COVID-19 Cases Map
Division of Small Business & Technology Development: Business Mentor NY
Guidance for New York State Businesses Related to COVID-19
NYS Department of Health Novel Coronavirus (COVID-19) Information Page
NYS Department of Labor – Unemployment Insurance
NYS Department of Labor – Rapid Response Services
NYS Updates on Coronavirus
USDA COVID-19 Federal Rural Resource Guide
US Chamber of Commerce – Coronavirus Emergency Loans Small Business Guide and Checklist
US Chamber of Commerce – Guide to SBA’s Economic Injury Disaster Loans
US Chamber of Commerce – Guide to the Employee Retention Tax Credit
US Chamber of Commerce – Combating the Coronavirus
Customizable Workplace Flyer (Please open this file in the latest version of Chrome or Edge browser, or Adobe software, to customize.)
CDC Coronavirus (COVID-10) Update
CDC Interim Guidance for Businesses and Employers
CDC COVID-19 Guide for Schools, Workplaces & Community Locations
CDC Large Event Planning Interim Guidance for COVID-19
White House Updates on Coronavirus
Webinars, presentations and podcasts
The Business Council of NYS: Impact of the Coronavirus Part IV: Reopening Slides 4/29
Business Council’s CONNECT Podcast: Congressman Brindisi on Federal Relief for Businesses 4/17
US Chamber of Commerce Federal CARES Act 4/8
US Small Business Administration COVID-19 Disaster Assistance 4/8
Leadership Alliance Resiliency Toolkit for Broome County Businesses Webinar 4/6
Hinman, Howard & Kattell, LLP Slides on COVID-19 Labor & Employment Updates 4/2
NFIB COVID-19 Webinar Part III: Financial Resources & Updates for Small Businesses 3/30
National Small Business Town Hall Presented by Inc. and the U.S. Chamber of Commerce 3/27
Business Council of NYS Presentation: Leave Management: Impact of the Coronavirus on Employers 3/26
Applying for SBA’s Economic Injury Disaster Loan Using the Disaster Loan Application Portal (DLAP) Recording 3/25
BBB Webinar – Ask the Experts: Coronavirus Response and Your Business 3/25
SBA Economic Injury Disaster Loan Basics Recording 3/24
SBA Economic Injury Disaster Loans Application Presentation 3/24
Empire State Development: COVID-19 SBA Disaster Loans Informational PowerPoint 3/20
NFIB COVID-19 Webinar Part II: Congressional and Legal Update for Small Businesses 3/20
Coughlin & Gerhart Slides on Labor & Employment Issues: COVID-19, 3/19
Business Council’s CONNECT Podcast: State and Federal Paid Sick Leave Laws 3/19
Art Organization & Non-profit Resources
Summary of Provisions Impacting Nonprofit Organizations – CARES Act
All Non-Profits, Including 501(c)6s Now Eligible for $10,000 Grants and SBA Disaster Loans
COVID-19 Information & Relief for Arts
COVID-19 Resources for Nonprofits
COVID-19 Update Tracker for National or Federal Environmental, Health & Safety Law, CleanChain by ADEC Innovations
Resources for Workers Impacted by Coronavirus Layoffs and Lost Wages
Business Council of NYS: Upstate New York Business Leaders Survey
- Majority of Upstate CEOs Say Return to Pre-Virus Economy Will Take Longer than 6 Months
- By 58-37%, CEOs Say NYS Should Focus on Public Health NOT Relaxing Restrictions for May 1
- Nearly 90% Downgrading 2020 Revenue & Profit Expectations; 40% Have Laid off Workers; 58% Cutting Back on Buying Equipment
- 89% Say will be in Business a Year from Today; 61% Confident in Fed Response; 72% Plan on SBA Paycheck Program
- View the full results here
The Business Council’s ‘Business to Business’ Page
- This forum allows businesses to share company policy changes, strategies and ideas to help one another navigate COVID-19
Johns Hopkins – Coronavirus Disease 2019 vs. the Flu
Johns Hopkins – Real-time COVID-19 Global Tracking & Interactive Dashboard
OSHA Guidance: Getting the Workplace Ready for COVID-19
EEOC Guidance: Pandemic Preparedness and the ADA
Cases by the Numbers
local Restaurants Offering Takeout and/or Delivery
View the list here.
For more information, please contact the Chamber at (607) 772-8860 or e-mail one of our staff members.
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